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Ask anyone you see how the economy is doing and there is a good chance he or she will tell you it’s terrible! At this point in time, it is a fair assessment the economic conditions have softened, but the truth is we are a long way away from a lousy economy.

A lousy economy is usually marked by high unemployment, negative Gross Domestic Product (GDP) and inflation. Inflation means high interest rates. None of these things are occurring in our economy today!

The economy has slowed down

While it is true there is a slowdown and many economists believe we are heading toward a recession, there is no recession now. There hasn’t been a recession since the mild one that started in the final year of the Bill Clinton administration and remained in place until shortly after the George W. Bush tax cut of 2001.

A recession is defined as two consecutive or more quarters of negative growth as reported in the GDP. As of yet we have not had one! So, why is there a common misconception the economy is doing poorly? Well, if you constantly beat people over the head with false statements and half-truths, they will believe you after a while. Why are we getting these false statements and half-truths? Look no further than politics!

Misleading news reporting

Elections are often won on the strength, or should I say the weakness of the economy, because the party who is out of power usually wins the presidency when the economy goes sour. Therefore, the Democrat party with the assistance of their parrots in the media have been berating the economy for the last 7 years. An excellent GDP of 5% or a record low unemployment rate of 4.5% did not stop them.

The fact they weren’t reporting factually didn’t faze them in the least! Their hatred for George W. Bush inspired them enough to abandon all ethics and tell untrue horror stories about the economy every day.

Interest rates, a key indicator

When making a true valuation of economic conditions, how high or low interest rates, especially mortgage interest rates are, play a key roll. The fact is interest rates are excellent right now and though some may argue it may not be all good, it looks as though they are headed still lower, at least in the short term.

In order to see just where we are within the realm of mortgage interest rates, it would behoove us to take a look at where they have been historically and see if we can gain some perspective by doing so.

In 1971, the rates were just about where they are today, namely in the area of 5.5%. From that point, they increased through the 70’s. While it is true they, or any stock or commodity’s price in its rising stage, never goes straight up, interest rates remained in an upward trend until 1983.

Controlling the price of gas

There were many things that contributed to high interest rates at that time. One of them was the fact price controls were instituted on oil. When price controls are instituted in a supply and demand driven economy, the commodity whose price is being controlled becomes unavailable. Unavailability of oil caused a true hardship for the economy of the U.S. and its citizens for many years while these controls were in place. Until they were lifted the economy suffered.

Anyone who is saying the economy of the last 7 years was bad was either not alive during the late 70’s and early 80’s, they have amnesia or they are running for office in 2008. A case in point is the fact in 1983 interest rates on fixed rate mortgages peaked at around 15%! This was the rate given to people possessing A-1 credit. Others had to pay more. As much as 23%!

Interest rates came down, in large part due to the policies of Ronald Reagan. His free market capitalism based agenda was sorely needed by the economy and it worked well during that period. The interest rates reversed in 1984 and went into a downward trend that has yet to come to an end.

Bill Clinton the free trader, Bill Clinton the protectionist

During the last 3 administrations, Bush-Clinton-Bush many free trade policies were put into place. These policies made the cost of consumer goods and capitol goods cheap and spurred on strong consistent growth during those years.

Bill Clinton was particularly good at drawing up free trade agreements. Now he, Mrs. Clinton and Barak Obama are running against these same agreements. I guess the lust for power transcends all logic.

So, where are the interest rates headed now? Lower, of course! Until we see a real bottom to the market they are still on a downward trend. Certainly, we will see this bottom if the White House changes parties this fall.

Looking for a change?

We have candidates talking about ending Bill Clinton’s NAFTA and GHATT trade agreements. This would be inflationary because, in part computers would probably cost about $ 15,000 each if they were made in the U.S.A. Wouldn’t that be good for business?

Also, these presidential candidates can’t wait to put price controls on oil! So, look out 15% mortgage rates, here we come again! On top of that they have announced their proposed spending programs and these programs add over $ 1,000,000,000,000, that’s one trillion dollars to our deficit! All this is really bad, but at least it will be an educational experience because finally a lot of people will find out what a terrible economy truly is!

Author, Ed Lathrop has developed EZ Calculator, which is an online financial calculator that shows you how to save 0,000 on your mortgage and “How To Pay Off Your Credit Car Debt Quick.” Plus many more calculators that are aimed at helping people get their finances in order! Come visit this free Website at: Free Financial Calculator. Also get a free amortization schedule or as many free amortization schedules as you want at: Amortization Schedules Free

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gI 95758 mooyah Paso the Ketchup: MOOYAH Burgers, Fries & Shakes Opens First Restaurant in El Paso
Dallas (PRWEB) November 24, 2014

As an increasing number of burger aficionados across Texas discover the “better burger” offered by MOOYAH Burgers, Fries & Shakes (MOOYAH), demand for the brand has also continued to grow. To satiate Guests’ cravings for the Dallas-based brand’s mouthwatering, build-your-own burgers, MOOYAH is excited to announce the opening of a new restaurant in El Paso on November 24. The restaurant will be located at 7500 North Mesa, Suite 105.

“We’re looking forward to serving the community of El Paso with the opening of our newest restaurant, where we will be able to satisfy both new and existing MOOYAH fans, ” said Michael Mabry, Chief Operating Officer of MOOYAH. “Thanks to our team of franchisees and staff members, MOOYAH has made a name for itself as a quality burger brand, and we are committed to maintaining this standard of excellence at our El Paso location.”

El Paso’s large population of sports fans and military families makes it the perfect match for the vibrant and welcoming burger concept. The El Paso opening will be the brand’s first restaurant in West Texas, the 40th opening in the state of Texas, and the 69th location in the U.S. The company plans to open 5-6 more locations, with the next El Paso MOOYAH targeted for 2015.

At MOOYAH, Guests start their made-to-order burger experience by choosing from freshly-baked white or whole wheat buns, or a low-carb, bun replacement of iceberg lettuce leaves. Next, Guests have the option of never-frozen 100 percent American beef, Jennie-O® turkey or the mouthwatering black bean veggie patty, all decorated with unlimited veggies, a choice of 11 delectable sauces, five different cheeses, and other savory toppings such as Applewood bacon and fresh avocado.

In addition, the sides and dessert are not to be forgotten. MOOYAH French fries are not an afterthought, but a crucial component of the whole MOOYAH experience. The daily-cut spuds are always cooked fresh, and transformed into the perfect French fries through a proprietary six-step, 24-hour process. Guests also have the option of the ever-popular Sweet Potato Fries. To offset the savory side of the menu, MOOYAH offers handcrafted shakes made with 100 percent real ice cream. Like their burgers, MOOYAH shakes can be customized with fun ice cream flavors and sweet toppings such as M&M’s®, cookie dough and Reese’s® PB cups.

“MOOYAH is a Texas-based brand and the fact that we’ve been able to grow so rapidly in our home state reflects that there is an ongoing and increasing demand for our product,” said Ardag Tachian, Director of Development for MOOYAH. “We hope to continue this momentum of growth into 2015 so that we can serve more burger lovers across the country.”

MOOYAH has plans to continue its sustained expansion, and predicts the brand will add over 1,000 jobs to local communities through its restaurant openings in 2014. The burger franchise shows no signs of slowing down and aims to deliver a simple American classic that’s not only made well, but produced in a friendly and comfortable environment to new and fresh markets in the future.

For more information on the growing brand, connect with MOOYAH on Facebook at the MOOYAH Burgers & Fries Fan page or follow MOOYAH on Twitter @MOOYAHburger.

For franchising opportunities, please visit


MOOYAH Burgers, Fries & Shakes is a fast-casual, “better burger” concept offering mouthwatering made-to-order burgers, French fries hand cut from Idaho potatoes, and real ice cream shakes. Founded in 2007, the Plano, Texas-based company serves fresh, lean American beef, all-natural Jennie-O® turkey burgers, black bean veggie burgers, buns baked in house daily, real cheeses and toppings made from garden-fresh veggies. While many Guests dine in-restaurant, MOOYAH also offers online ordering and carry out for Guests on the go. In 2014, MOOYAH was named in Entrepreneur Magazine’s list of the top 500 franchise brands and ranked No. 12 in Fast Casual Magazine’s annual Top 100 Movers & Shakers, a list they have been at the top of for several years in a row. In 2013, the brand was ranked 1st overall in Restaurant Business’s Future 50 list. For more information on MOOYAH, its menu or franchising opportunities, please visit Connect with the brand on and follow on Twitter @MOOYAHburger.


ps.ksytyfsj.60x60 50   SMOG OR JOBS? The Impact of Tighter Ozone Pollution Control on Health and the U.S. Economy
– SMOG OR JOBS? The Impact of Tighter Ozone Pollution Control on Health and the U.S. Economy
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gI 60330 p1banner Portable One Offers Custom Major Brand Laptops at Competitive Prices
(PRWEB) November 21, 2014

Portable One offers customized major-brand laptops at competitive prices. Customization services are available for major brands like Samsung, Toshiba, Sony, Lenovo, MSI, GETAC, ASUS, and many more. Portable One works individually with its clients to assure every customized laptop is perfectly suited to the customer’s needs.

Portable One carries a range of laptops at competitive on-line prices. Their ASUS K550CA-DH31T, with a 1.8GHz processor, 4GB of RAM, and a 500GB HDD is an excellent laptop that can do even more with RAM and storage upgrades. The NP915S3G-K05US ATIV Book 9 Lite from Samsung has 4 GB of RAM, a 1.4 GHz processor, a 128GB SSD, and a 10 point multi-touch screen. The boot time of the 128GB SSD is minimal and wake time is only two seconds. It weighs under 4 pounds and is only 0.69 inches thick, making it convenient to carry anywhere. It is further embedded with side-sync technology that makes your Samsung Galaxy phone or tablets an extension of your PC.

TA Portable One representative said, “Whether you’re in the market for a laptop for business, college or home, Portable One is the best place to buy a laptop online. When you buy a customized laptop with Portable One, you get brand names you can trust and the perfect laptop for your needs. An industry leader since 1996, PortableOne will upgrade your new laptop based on your needs and we will not oversell when you don’t need it. Portable One is a family-owned small business where you’ll get the best personal service and support.”

About Portable One

Portable One specializes in customizing name brand laptops, netbooks and tablet PCs — all built from the brands customers know and trust. They have been leading the industry for over 16 years and are ready to customize customers’ name brand laptops according to their specifications. Customers can browse their extensive selection and find out why Portable One makes it easy to build a custom laptop for less. They focus on mid-sized and Fortune 1000 companies that gain competitive advantages through information systems utilization.

For more information, please visit:

Contact Details-

5627 Stoneridge Dr. Suite #314

Pleasanton, CA 94588 USA

Phone 800-650-4006

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gI 119680 AWWA logo 150x78 AWWA president to Congress: Pollution reduction key to cyanotoxins prevention
DENVER (PRWEB) November 19, 2014

In testimony today before the U.S. House Subcommittee on Environment and the Economy, American Water Works Association President John Donahue stressed that the solution to keeping drinking water safe from cyanotoxins begins with reducing nutrient pollution.

The subcommittee hearing was in response to an event in August 2014, when the City of Toledo, Ohio, found the cyanotoxin microcystin in finished water and issued a “do not drink” advisory for more than 400,000 people. The contamination was the result of an algal bloom in Lake Erie.

“The fairest and best strategy for reducing the scope and severity of this problem in the future is bringing nonpoint sources of nutrient pollution under more effective management,” said Donahue, who is also CEO of North Park Public Water District in Machesney Park, Ill. “At present, though, these sources lie largely outside the jurisdiction of the Clean Water Act.”

Speaking on behalf of 50,000 water professionals represented by AWWA, Donahue pointed out that cyanotoxin contamination is always associated with excessive amounts of nitrogen and phosphorus in water. According the U.S. Geological Survey, nonpoint sources – predominantly runoff and air deposition – account for 90 percent of the nitrogen and 75 percent of the phosphorus in U.S. waterways.

Water treatment technology exists to allow drinking water utilities to remove toxins produced by algal blooms, Donahue said, but he also noted that the technology is very expensive to acquire and maintain. He highlighted work AWWA has undertaken to address the issue, including development of materials on protecting against algal blooms, training on protocols for responding to drinking water emergencies, and a creation of a soon-to-be-published cyanotoxins guide for utility managers.

However, he added that “utility managers can’t solve this problem on their own. We need federal help. Federal agencies, including EPA and USDA, should use existing authorities to give much higher priority to nutrient reduction projects that protect downstream drinking water supplies. For example, the Clean Water State Revolving Loan fund and Farm Bill conservation programs could be targeted and used more effectively to reduce nutrient pollution and protect drinking water sources.”

Other witnesses at the hearing were Peter Grevatt, director of the Office of Ground Water and Drinking Water at EPA, and Craig Butler, director of Ohio EPA, and Lynn Thorp, national campaigns director for Clean Water Action.

Chaired by U.S. Rep. John Shimkus (R-Ill.), the Subcommittee on Environment and the Economy resides under the House Committee on Energy and Commerce.

Established in 1881, the American Water Works Association is the largest nonprofit, scientific and educational association dedicated to managing and treating water, the world’s most important resource. With approximately 50,000 members, AWWA provides solutions to improve public health, protect the environment, strengthen the economy and enhance our quality of life.

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