www.REIClub.com - Is a Real Estate Mentor Necessary To Be Successful As a Real Estate Investor? Here's How You Can Decide If Real Estate Mentoring Is Right For You. Hi, this is Frank Chen with REIClub.com, the only site you need as a real estate investor. Today I've got quick video on Real Estate Mentors and if it's right for you. Many investors contemplate whether or not they need a Real Estate Coach in order to succeed in real estate, but in order to decide, you need to first ask yourself these questions QUALIFYING YOURSELF: - Are you investing passively, or looking to make this into a full-time career? - How much time/money have you spent on your real estate education? - What are my goals as an investor? - What is the one thing I want from real estate investing? - How familiar am I with the current real estate market? BENEFITS TO REAL ESTATE MENTOR: - Accountability - schedules, weekly goals, form successful habits etc... - Focus - Stay focus on tasks, help manage your emotions - Guide you step-by-step through the purchashing and selling process - Learn from their experiences - Multiple ways of approaching offers - Structuring Contracts - Marketing and lead generation - Negotiating - Structure Closings - Exit strategies - *Business systems - Access to Contacts - title companies, realtors, brokers, lenders, contractors, etc... As you can see, coaching covers 99% of the real estate investing process, and whether you are new or experience, you can benefit from it ...

Obama held his presser on solving the debt crisis only to evade and distort the facts to his advantage. He suggested once again to raise taxes on the "rich" ($250,000 annual income). He just hates to see a small businessman be successful.

Below is a link to an article that tells the truth about each of his claims and suggestions in his speech. Though, not mentioned is one "inconvenient truth" that is rarely pointed out. The last time tax rates were lowered significantly prior to the Bush tax cuts taxpayers gave up a whole host of tax shelters and tax loopholes that allowed deductions in multiples of the actual tax shelter investment. To compare today's tax rates with those of the 50's, 60's and 70's is like comparing apples and oranges. These tax shelters and tax loopholes were everywhere when tax rates where higher. The tax rates were adjusted downward to offset the elimination of the tax shelters and loopholes. Raising tax rates today, now that the big tax shelters and loopholes have been eliminated, is the same as increasing taxes to unprecedented levels on individuals and small business.

Here is the truth about Obama's lies and other stupid arguments:

Just The Facts, Ma'am

List building is important if you’re an affiliate marketer because your list will contain all the leads you have, leads that you then refer to prospects as potential customers. Think of it as having a piggy bank, where the list is the piggy bank itself and your money will be all the leads. Keep your list well-stocked and you can withdraw leads from your list whenever a client calls on you.

But building a list is not just about having a lot of names, although it can also be a numbers game. After all, if you have a lot of leads, then the more likely you will be able to provide for the needs of a client. Still, it would be so much better if you have quality leads or leads that are relevant. Leads are seen as potential customers so giving a client leads that are the closest to their targeted audience means less work will be involved converting a lead to a sale because the lead is already an interested party. When you’re doing list building then, make sure that you organize your leads according to demographics. Follow a system for organizing leads as you get more subscribers so you don’t have to worry about fixing your list all the time to reflect the groups and demographics that you have in your list.

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The ongoing turmoil in world economy raised the doubt that present model of capitalism cannot be sustained for environmental and social reasons. Respected thinkers and scientists have pointed to this reality. Now we should look ahead to a new system that is sustainable and humane. Otherwise whatever wealth is created would be wiped out by environmental disasters and social upheavals. Whole system is complicated by lack of transparency. It is not clear where all the money gets invested. Hedge funds are cloaked in secrecy- even bailout money has disappeared with no effect to the economy. Even now nobody knows which are the real bad toxic assets, so stock market is also not recovering.

In this treatise some key issues in this crisis are discussed and a new  model is proposed that will engineer a balanced global society  globally conscious, active and sustainable.   

Regarding overpaid CEOs

Let us ponder over some news those captured the attention across the globe. Washington Mutual Chief Executive Alan Fishman could walk away with more than 18 million dollar in salary, bonuses and severance after less than three weeks on the job as golden parachute from flight WaMu in danger, according to the terms of his employment agreement. Lehman Brothers was handing out 23 million dollar to three executives just days before it collapsed. It paid 2.5 BILLION dollar bonus fund after failing. CEO of American Express saw his pay go up much more than double although shares price nosedived. Hewlett Packard CEO destroyed half the wealth of her investors and yet still earned almost 100 million dollars in total payments. Exactly same is the case with Informix Software CEO. The list goes on and on. It means what?  This isn't a diatribe against CEO pay. Point is failure has become a recipe for financial success of CEOs especially in America by virtue of their intelligent manipulation and abuse of power.  Martin Whitman, economist and the great advocate of capitalism opined that apart from corruption another reason as to why a free market situation is probably doomed to failure is very exorbitant levels of executive compensation.

 Regarding free-market economy

I do not think free market is really free. Those who say they favor a free market are speaking in a relative term.  In an absolutely free-market economy, all capital, goods, services, and money flow are unregulated by the government. There is simply no free market yet, given the degree of state intervention in even the most capitalist of countries. For example US government took an 80% stake in AIG in return for an 85 billion dollar investment to save the company. Recent news of Citi bank is being given a bail out package of 326 billion dollars and Jaguarâ??s requirement of 1 billion pound for sustaining economic meltdown are significant. Under pure capitalist theory, none of these actions should've been taken; the government should have stood by idly while the economy tanked. So how can a free market be free if it's regulated?  The fall out of free market economy such as black Market, underground economy, Drug trade essentially justifies governmentâ??s intervention to remedy the situation and establishes the argument against free market as an impractical ideal that engenders vested wealthy interests. Experiments in absolute adherence to free market principles evince signal failures in Military, Road, Health Care, Civic Amenities, Education, R & D etc. Free- market economy is a fantasy - outside of the bounds of reality in a complex system with opposing interests and different distributions of wealth. Time and again world is realizing this fact is a harder way. Hence I align with those critics who are in favour of a planned economy  as advocated by socialism and who associate markets with greed  as the basis of capitalism. I believe it is inherently immoral. More over one practical objection is that free market economy does not take into account the externalities i.e. effects of transactions that affect third parties, such as the negative effects of Global Warming that brought world to Apocalypse in foreseeable future. I guess that in well-run industrial economies like Japan, Singapore and China, there is marriage between government and the private sector, each benefiting from the other. Any temporary prosperity on an extremely austere free market concept can crumble like a pack of cards, like it happened in USA.

Regarding Nationalisation and regulation.

 What does the US federal government taking control of financially crumbling mortgage holders Fannie Mae and Freddie Mac with a bail out package of staggering 800 billion?  Why on the earth Fed and other regulators are coming into the picture particularly for some of those that got overextended with the subprime and other kind of mortgage debt? Nationalization occurs when full or partial control is taken of private financial institutions, usually to avert a crisis. Scandinavian nations successfully averted an economic meltdown through nationalization in the early 1990s, and in recent times. US government is taking similar actions. It looked at the global fallouts and how politically they will be viewed by the world powers. So they bailed out finance industries, but not agreeing so easily to the auto industry. these issues are interlinked with power, military, oil.

 Regarding mortgage financing

It was the proponents of Capitalism who supported advantage of loan facilities and low interest rates for houses to be owned by people at low income group. There was enormous marketing effort to dupe people into it.  Logic was simple. If one buys house, he will also buy complimentary household goods like furniture, Fans, AC, Cars etc. creating a demand pull in the economy. Banks also extended the moratorium on interest and principle up to 5 years to convince the borrowers. When crisis occurs, should we brand common people as â??lazy bummersâ?? Similarly it is unfair to blame the common investors for lost speculative fortune when Stock Market is institutionalized by system as a socially and ethically valid means of income.

Regarding targeting CEOs

In our capitalist system, you're free to earn what you can, and what the market will bear- this logic does not hold water since big companies are increasingly depending on public money for a bail out. Hence I support newest trend of shareholders in raising questions and putting pressure on boards and compensation committees to make sure compensation is fair but not excessive. The interesting News was that US Law Makers asked blunt questions to CEOs like Wagoner, Nardelli, Mulally of GM, Chrysler and Ford who came to the Capital Hill with a begging bowl for 25 Billion of Tax Payers money, when each one of them preferred to fly in their individual Private Jets, when as many as 24 non stop flights fly daily from Detroit to Washington. Lifestyle and salary should definitely be a valid question when companies are using public money. That is why companies are facing "say on pay" resolutions from shareholders. The board of directors should have taken this role, but instead they normally abdicate it. Most CEOs considers keeping board members happy as their primary duties. For example taking the board members on an all-expenses paid trip to a five-star international resort, allowing his compensation to spiral out of control, which is nothing but intelligent corruption and abuse of power.

Myth regarding the CEOsâ?? â??sheer value-addâ?? in the corporate world.

For a company to become successful entails billions of variables, which are oftentimes beyond the ambit of human ability of one individual. Even with our full regard on Narayanmurthyâ??s ability, we must accept Infosisâ??s success was primarily on account of flattening effect of world by Internet revolution in 92.  Jerry Yang, co founder of Yahoo, considered to be a great CEO, had to step down amid mounting pressure from investors after he botched takeover talks with Microsoft Corp. and failed to broker an online advertising agreement with Google Inc. Many CEOs were rated highly for certain techno bubble, which turned out to be utterly divorced from any business purpose whatsoever. Of course there is positive effect too- it attracts lot of investment and accelerates the pace of innovation. The trophy cases of HP CEO with so many industry awards and accolades were crucified for her destructive reign of terror with "Silicon Valley greed." Hence it is fundamentally wrong to empower one individual so much for the success and failure of an organization. In Japanese and Chinese model, system is ascribed more powerful than an individual.  Once CEOs become all-powerful, their executive staff is reluctant to challenge them. Instead, the natural tendency is for these dominant leaders to become cocooned from reality. They are told only what they want to hear and hear only what they want to be told. Sequestered from the rest of the company, they lose the pulse of the business eventually.

Regarding Capitalism vs. Socialism

By virtue of the extremely clever indoctrination, a spin-off of media advertising especially of US kind, our thought process is getting clouded driving us towards more personal interest, freedom and power than social responsibility. Do we really need large waves of money sloshing daily around the planet for benefit of only a few, waves often generated by speculation capable of dislocating economies? Do we need larger and larger corporations which concentrate economic power into fewer and fewer hands? When seen in this light, capitalism has a shadow side. Economy in its root sense means acquiring the basic material

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