Ethical investing is a bit of a buzz word. Get ethical and make money. However when you look behind the buzz there are powerful reasons why you should consider ethical real estate investing in 2008 as one of the best investments you can own. Because ethical real estate investing is still investing, and you need to make a good profit. Ethical investing should be high profit investing so that everyone, including the investor, wins.
Real estate investing in 2008? Haven’t you got to be kidding I hear you ask? Real estate investing in 2008 is dead. Prices are crumbling and real estate can’t be given away. There’s Florida McMansions on eBay for starting bids of $ 1.
Don’t let that put you off, real estate investing in 2008 is alive and well, if you do it right. Note I said that have to do it right. If you don’t then you can get burned.
Can you do it right on your own? Yes, if you’re really good at it. However there’s a far better way to do it through a publicly traded US company run by one of Americas most respected businessmen, investing in socially conscious real estate.
Socially conscious real estate investing? What’s that?
I’d like to show you one of the best ethical real estate investments that you can own in these hard times.
It’s ethical real estate investing that offers benefits to other people as well as the investor, specifically the people who live in the investment properties and the community.
Let me explain further. One of the best real estate investment opportunities is investing in average homes for average Americans in who live in average suburbs in those cities that go together to make up our country. Homes with values of $ 100,000 or less, that millions of people live in right now. Homes that are STILL in demand even in the middle of the credit crunch, because – people still need to live in them.
Imagine a company that selects the most promising suburbs for investments, buys large numbers of homes in those suburbs from government our councils at well below market, invests in those suburbs by building social resources like parks and playgrounds and other improvements to improve the overall living standards of those who live there, and refurbishes the houses they buy to a high standard.
All this increases the attractiveness of the suburb to live in, and at the same time increases the value of the homes in those suburbs.
They then sell those homes to investors at well below market value, organize the loan, provide the tenant, guarantee the repayments of 2 years, and the investors profit.
And the local community profits big time too, because of the renaissance created by the newly refurbished homes and community facilities, so everyone wants to live there.
It’s socially conscious real estate investing on steroids. The investor profits, the local residents benefit, and the tenants of the properties benefit.
It’s real and it’s available right now for ordinary investors, or IRA or 401k investors, from a respected US public company.
Want to know more about profitable, ethical Real Estate Investing ? Visit Peter’s Website Win-Win Real Estate Investments and find out more about no money down real estate investing at http://win-winrealestateinvestments.com/
The recession, market inexperience and the urge to protect what is yours can make knowing how to make the best investments- be it in investment property or the stock market- seem impossible. It’s tempting to take the short-term view, and it’s natural to panic when you see your hard-won investment on a downhill. But property, like many other investment classes, needs a long-term strategy to allow compounding of your asset value to take place.
Compound interest can’t be all that, surely? Oh yes, it can. Compounding is the process where the interest your money earns this year is added back to your principal, and then earns more interest next year…and so on. It sounds really simple, but spend three minutes with Google for a few examples if you’re still skeptical about how impressive the results of compounding are. It’s a powerful growth force, and one present in any investment that grows faster than inflation- so it’s very relevant to your investment property’s value- but it only works if given the time to do so. You’re more likely to lose money over the short-term then gain it, but more likely to gain then lose over the long term.
That can’t work like that? There is one problem with the many examples websites give of compounding- it presents it as a straight line of growth. Anyone who’s spent any time around investment knows that doesn’t happen like that. There’s peaks and dips in any asset class, be it investment property or the stock market. The thing is, these classes still make great returns on average- so while there may be a loss one year, a few years of fabulous gains make it all average out to a nice overall growth rate. So you arrive at a situation where if you sell in 3 years you could make a catastrophic loss, but in 20 the property would make a massive gain.
Why is a short-term strategy a bad idea? The longer you retain your investment property, the more that power of averages is going to work for you. Think of the example above. 1 bad year in 20 is nothing- 1 bad year in 3 is a third of your investment term! The economic market, as we’ve said, is not stable. Think of just a few things that have happened recently- most Australians will remember unforeseen menace that was the Global Financial Crisis with heavy hearts. For those who sold at that time, it was a disaster as all their gains were wiped out- but those who were able to hang on to their investment property over that time will now see a recovery and ultimately those properties will prove sound investments as good years and the occasional incredible year buoy up the damage of the bad ones.
Sudden unforeseen crisis isn’t the only pitfall of short term investment, of course. The market is always ebbing and flowing, and other facets such as changing governmental policies and the discovery or new resources in areas can all influence whether the market will peak or flop in any individual year. So, when you’re considering your investment property, keep these things in mind: * The power of compounding * The power of averages * The natural fluctuations year-to-year [and that they aren’t impossible to outlast]
Overall, it’s not half as important to make a profit this year as it is to make a profit over many years- thereby leads the path to a sound, profitable investment. When choosing your investment property, it’s absolutely vital to consider it a long term investment, not a short one.
I have the required knowledge and have research well about the investment properties Brisbane and therefore the information that is given by me is all trustworthy, true and useful.
Recently, a roundtable discussion regarding the future of US economics was carried out by Black Enterprise, a business magazine in the United States. Members of the assembled roundtable committee included financial advisers and strategists from companies like Oppenheimer & Co. and Wealth Management Network.
Here’s what the experts have to say.
Optimism amidst negative market conditions
As we already know by now, the United States economy is suffering from countrywide recession, and there has been a domino effect to dollar-pegged economies around the world.
According to Gail Perry-Mason, VP for financial services of Oppenheimer & Company:
“In the United States, it’s going to be slow growth. I still think there is growth there. No matter who you are or what you do, there is always some opportunity. You’re going to get opportunity with diversification. Our firm is looking at maybe 8% but more overseas.”
Overseas growth is a large determinant in the United States economies, given that most of its production is carried out elsewhere. Inexpensive labor markets abroad offer US companies good opportunities to optimize competitiveness to expand further.
Perry-Masons’s view had been supported by David Hinson of the Wealth Management Network, which is based in New York:
“I think 2009 is going to be a very good year for investing. I think, though, that we are going to see a lot of volatility in the market. Over the past couple of years, much of the returns have been made in spurts, short periods of time.”
Hinson further explains the volatility of the 2009 market:
“I think we’re going to see an increase this year in market volatility because the issues that we are facing in the U.S. economy and the global economy are fairly traumatic. But I believe that we will see that stocks will outperform bonds in 2009. I believe that active management will outperform passive management. I believe that international equities and emerging markets will outperform U.S.equities.”
Such positive outlooks only serve to bolster the regulation that is being implemented selectively for the largest losers in the near-meltdown in the US. Losers include General Motors, which had met with the US Senate many, many times for the state-sponsored financial aid.
Transnational markets are being seen as the last bastions of progress in US economy. The rationale behind this prediction is the fact that most trans-border mergers and transnational expansions are stabilizing on their own, without state regulation.
Outsmarting the rest of society is the way to go, according to Jan J. Williams of the AXA Advisors from Atlanta:
“The world is a global market now like never before. There is no historical precedent. Never before have we had emerging markets that have stabilized. In previous times, we always had emerging market opportunities, but there was always a lot of risk associated with [them] because of the political situation in those countries and also the lack of an infrastructure to build on.”
“Now, you look at emerging markets and they have exceeded us. For example, if you look at India, Pakistan, Indonesia, Malaysia, you look at the industries there [that have been] built with brand new technologies, facilities, and production capacities–all new infrastructure that is far ahead of where we are.”
The author of this article is Benedict Yossarian. If you are facing financial problems Benedict recommends Wilson Field insolvency practitioners for things like Pre Pack Liquidations or Real Claims for PPI Claims.
With the current real estate market slump, there are more motivated sellers than ever before who are looking to get rid of their houses.
A lot of these are profitable deals, but at the same time, lots of them cannot be profitable dealsfor the majority real estate investors.
With this proliferation in the number of deals available on the market, most real estate investors end up with more phone calls from distressed sellers looking to sell their houses. Needless to say, most of these phone calls cannot yield any deals at all.
You must therefore filter time wasters from real deals without wasting valuable time and effort, while still attracting all the good deals from motivated sellers. And why not do it hands-off if you can?
This is why you need a good real estate investing web site, which is a basic necessity of any real estate investing business.
Identifying a good real estate investors web site therefore becomes crucial.
At the same time, in the current world, every person expects every legitimate business to have a web site. Most people looking to buy or sell their house start their search from the internet even before they consult a professional such as a real estate agent.
Every person in America nowadays is has access to the internet. Most motivated sellers would rather to submit their house information in privacy over the internet.
Providing them with a link to your web site as well as a phone number gives them the choice to contact you through their most convenient method.
You must therefore have a real estate investing web site that is informative, efficient and interactive and one that makes your work easier and fun.
Here are a few basic rules you must follow in order to get the best real estate investors web site:
You must have control of your web site and it’s contents. The web site must belong to you. Especially you must be able to host it where you want without undue limitations where only you controls access to your data. If the company provides hosting, then ability to control the hosting account and your web site is a must.
Try to avoid companies that ask you to sign up for free, build up your web site with their templates, then pay them a monthly fee. If the web site must run on their server, be careful. In reality they own your web site for a monthly fee.
2) The web site must be database-driven
It must be able to collect information into a database and allow you to manipulate it any way you want, such as sending email, importing and exporting data and so on.
For example, when a motivated seller comes to your web site, they should be able to submit their property information easily.
When you are selling houses prospective buyers must be able to sign up into your buyers list effortlessly.
If at all possible, when someone submits information on the web site, you should receive an email and that information should be logged into the database.
2) It must be interactive
The ability to interact with visitors is a crucial, necessary element of a modern web site, also particularly necessary in your real estate investing business.
You must be able to collect the information you want from motivated sellers, house buyers, or any other visitors that you target in your real estate business.
Your motivated sellers must not only be able to submit their houses for sale, but should also be able to leave testimonials, a crucial element to profitable real estate investing.
A modern real estate investors web site also needs to be ?web 2.0 compliant?. Especially, it should allow you to share properties on social media web sites like Twitter, Facebook, Myspace and others.
Even if you do not personally use these services, allowing your visitors (who also include other real estate investors) to share your properties with their friends on social networking media serves to distribute your properties wider to more people resulting to a quick sale. In today’s world, most real estate investors use social networking sites.
3) It must be uncomplicated, well designed and informative
You do not want your web site to look like every other real estate investors web site out there. The web site you buy should offer a big selection of designs to choose from and the ability to customize the designs to suit your real estate investing needs.
You should be able to keep your brand such as logo or even a custom look if you need to. If at all possible, you should not have to pay extra to choose any design you want.
Equally important, nobody wants to go through a maze to find out how you buy and sell houses, or how you run your real estate investing business regardless of your business model. A good real estate investing web site must be simple and informative enough for motivated sellers to submit their information on the web site instead of making a phone call thereby pre-screening and pre-negotiating deals for you.
The web site must seek to convert your target audience, such as pre-educate motivated sellers so they see you as the only professional qualified to solve their house problems. It must persuade them to submit their information right there instead of making a phone call saving you lots of time.
When you are selling your properties, it must serve to present them in an easy, friendly manner so a potential buyer can tell in a few minutes if it’s a deal for them or not.
4) It must be optimized for search engines
Motivated sellers must be able to find you on the internet. So must house buyers or other leads that you target in your business. Your real estate investors web site must therefore be well optimized for search engines.
Targeting your local market on the search engines is especially important if you buy and sell properties in your local market 5) It must be easy to maintain
Most real estate investors are not computer geeks. A good real estate investing web site must be easy to run and control. Preferably, the web site should be controlled from a virtual back office (admin panel). The front end should completely free of maintenance.
6) The web site must be easily adaptable and flexible
There is no one size fits all does in real estate investing. Each business is unique, and a good real estate investors web site must adaptable to your current real estate investing model you might have without major changes.
You must be able to create new pages, add or alter content easily, and create any forms to collect any type of information you choose.
You should have the flexibility to choose designs and business model easily without major changes.
Most real estate investors also have other side businesses, such as being a mortgage broker, credit restoration, Realtors, etc. Your real estate investing web site must allow you to supplement these services along with investing in real estate if you want to.
7) It should offer automation capability
Automation is a essential necessity for marketing on the internet and making the running of your business easier.
A good real estate investing web site must allow you to create unlimited follow-up autoresponders to manage email campaigns for your motivated sellers, buyers lists or any other lists you manage on your web site.
For example, you can set up a Thank You message to motivated sellers after they submit their information, so that once they submit their house information, they get an instant message that says something like Thank you for your enquiry. We will get in touch with you within 24 hours or something like that.
Similarly, you should be able to create automated reminders to remind you of any important events on your real estate investing business. Your busy schedule should not get in the way of important follow-ups so crucial to successful real estate investing.
8 ) It must be inexpensive
Sadly, most real estate investing products are un-necessarily expensive. If you do not get hit with a big upfront invoice, you stuck with a big monthly fee.
The real estate investing web site you choose must not offer these constraints, otherwise it quickly becomes a liability instead of than an asset for your real estate investing business.
The web site must allow you to install it and run it from any web hosting account you choose.
9) It must offer free lifetime support and upgrades
When you buy your real estate investing web site, you must get free lifetime support and upgrades.
If a web site charges for everything they do for you, run the other way. Free support must be a compulsory part of any real estate investing business.
These are just a few tips to look out for when shopping for a real estate investing web site. There are many other minor things but if you abide by these basic rules, you should be happy with the web site you get.
In one sentence, the real estate investing web site you choose must make your business fun and simple to run.
Finalizing a divorce can be both liberating and overwhelming --especially when it comes to money matters. Whether you've been single for 15 minutes or 15 years, it's likely you're facing lots of complex financial questions. Do you have the know-how you need to establish a secure financial future? In Think Financially, Not Emotionally® - A Woman's Guide To Financial Security After Divorce - The Basics: Creating A Solid Foundation, Jeff Landers uses straight talk and real-world examples to explai
You have probably seen many commercials on television claiming that you can become wealthy with real estate investing. The fact is that real estate is a powerful vehicle to generate great wealth however it does still require knowledge and expertise on your part in order to find profitable investments. Real estate is a very predictable and solid investment platform versus stock market investing which can be highly volatile and risky.
The best way to get into real estate investing is to first create a successful business of some sort that is generating solid positive cashflow and then use that money to invest in real estate to grow your wealth. This is the formula that the many of the richest people in the world use. If you are currently broke then it is highly recommended that you stay away from real estate investing for now since investing in properties is both capital and time intensive. Once you have created a successful business asset you should have the time and money to expand into real estate investing successfully.
How do you create a successful business if you are currently broke? Well you may want to consider looking into internet marketing and specifically affiliate marketing as it does not require you to have a product or service to begin with so you can make money quite fast and without having to spend money and time to create a product. Ebay marketing can be another option you may want to look into also. Also remember that if you have vision and creative ideas you can attract funding for your business from wealthy investors as long as you can convince these investors that you will be able to succeed with your business ideas.
Remember that just because you do not have money it does not mean you cannot create a profitable business since there are plenty of wealthy investors looking for bright entrepreneurs that they are willing to provide money to as long as they feel that their return on investment will be worthwhile.
One of the important keys to keep in mind in successful real estate investing is that your money is made when you buy and not when you sell. Make sure that the investment you are looking at meets the criteria of a profitable investment. A profitable investment is one where the investment generates a positive cash flow for you right from the start. Property appreciation should be looked upon as a bonus and not something that you count on in order to make your money.
Perhaps the best real estate investment strategy is to buy properties at a price that allows you to rent out the property for a value that is greater than the expenses associated with the property so that you have positive cashflow or a profit. Of course you do want to look at the appreciation rate of the property for the last several years and look for a steady solid increase but if the property will not create positive cash flow right from day one then it is not the best investment.
The properties you purchase should be assets. Banks define assets slightly differently than many wealthy investors. Most wealthy investors look at assets as something that puts money in your pocket at the end of the month after all expenses are accounted for. While many people consider their homes as an asset, many rich investors consider their homes as a liability since it usually takes more money from your pocket at the end of each month.
Always consider your cashflow when evaluating a property and never get attached to property emotionally just because it looks cute. The property must look profitable after crunching all the numbers in order to consider purchasing and renting it out. Real estate investing is indeed an extremely powerful and proven wealth vehicle so first create a successful business that generates solid positive cashflow and then increase your wealth exponentially through real estate investing.